November 7, 7:32AM

North Ranch Community Center

Hosted by Mainstreet Mortgage’s John W. Mallett, “America’s Mortgage Coach” Broker, Owner and Author; Manchester Financial’s Jennifer Caruso, financial advisor and Laura Navarro, CFP, CDFA, Senior Financial Planner; and Zonder Family Law Group’s Lisa Zonder, divorce lawyer and mediator. Food, desserts and an array of vendors selling holiday gifts too. RSVP: Gina Anne Costigan at 805.433.5842.